Fee columns in marketplace reports often sit beside gross credit. Cash Caliper reads the fee figure as the inside jaw that narrows residual cash before any household framing.
Notes compare fee definitions across years when the same publisher changes labels. A renamed fee that still reduces residual pay stays on the same jaw; a new transfer that never enters residual pay is left off the instrument.
All figures remain attributes of the cited table. The brand name is a metaphor for measurement, not a financial product.